APR=Annual Percentage Rate. Rate, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. .75% APR discount plus .25% APR discount for automatic transfer of loan payment. All loans subject to approval.

APR=Annual Percentage Rate. Rate, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. .75% APR discount plus .25% APR discount for automatic transfer of loan payment. All loans subject to approval. **To qualify for discount, loan application must be placed 5/1/26-5/31/26 and disbursed within 30 days of application for a new or used auto, RV, boat, motorcycle, or personal loans. Includes refinances from other institutions. Internal refinanced loans require $2,500 new money. Membership eligibility required. Federally Insured by NCUA

APY = Annual Percentage Yield. Rate is effective as of July 13, 2026, and is subject to change without notice. There is a $1,000 minimum deposit. Dividends are paid and posted to the account quarterly. Dividends will be applied to the certificate or can be transferred to another account. Certificates are set up for automatic renewal at maturity. 7-month certificates are set up to automatically renew to a 6-month certificate. Members have 10 calendar days after the certificate matures to withdraw funds without being charged an early withdrawal penalty. An early withdrawal penalty will apply if a withdrawal is made before the maturity date. Fees imposed on an account could reduce the earnings on the account.

APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Not all borrowers will qualify for the lowest rate. Rates stated with “as low as” can go up to a maximum rate of 18.00% APR. A $20,000 loan for 60 months with a 5.59% APR will have a monthly payment of $382.89. Membership eligibility required. See a Member Service Representative for more details.

2021-2026 new and used vehicle rates. 2020 & older Auto Rates will be 1% APR higher than our current advertised rate (not to exceed 18.00% APR). 2015 & older Auto Rates will be 2% higher than our current advertised rate (not to exceed 18.00% APR). Must maintain adequate insurance.

New and Used Vehicle Loan Payment Examples:
Based on a $20,000.00 loan
$603.86 at 5.49% for 36 months
$382.89 at 5.59% for 60 months
$354.13 at 5.74% for 66 months
$320.38 at 5.99% for 75 months
$301.80 at 6.99% for 84 months

Must maintain adequate insurance. 5% penalty for late payments. Interest rate is determined by credit score. See a Real Estate Loan Specialist or contact us at 757.569.6000 for more details. Membership eligibility required. Estimates effective July 30, 2026.

• Rates may change without notice
• Rates are based on creditworthiness, loan amount and term of loan
• Rates shown may vary up to 6.75% depending on your credit report
• Your rate will never exceed 18% APR or the maximum allowed by law
• Fees for appraisals, inspections, title insurance, flood hazard determination, and recording charges, if applicable, may be paid by the borrower
• Loan-to-Value up to 90%, not to exceed $100,000.
• Appraisal required for any LTV over 70%.
• Bronco will pay $300 plus recording fees towards the closing attorney.

Estimate is based on a Home Equity loan secured by a single family home that will be used as a primary residence.  Other assumptions include:  a loan amount of $50,000.00 an estimated property value of $62,500.00: and an assumed credit score of 680 or higher.

Payment Examples:
At 6.19% interest rate, and APR of 6.19% 60 monthly principal and interest payments would be $971.06
At 6.99% interest rate, and APR of 6.99% 120 monthly principal and interest payments would be $580.28

Rates may change without notice. Rates apply to primary residence purchases and refinances only. Higher rates may apply to cash-out refinances and Loan to Values exceeding 80%. Additional fees may apply. See a member service representative for more details.

This estimate is based on a mortgage loan secured by a single family home that will be used as a primary residence. Other assumptions include: a loan amount of $176,000.00 an estimated property value of $220,000.00; a rate lock period of 45 days, and an assumed credit score of 720. If an escrow account is requested the actual monthly payment will be higher to include additional payments for real estate taxes and homeowner’s insurance premiums.

Payment Examples:
At 6.375% interest rate, and APR of 6.888% monthly principal and interest payments would be;
119 payments of $2,822.83 at an interest rate of 6.375%,
1 payment $2,821.96 at an interest rate of 6.375%

At 6.490% interest rate, and APR of 6.855%, monthly principal and interest payments would be;
179 payments of $2,176.39 an interest rate of 6.490%,
1 payment of $2,177.80 at an interest rate of 6.490%.

At 7.000% interest rate, and APR of 7.298% monthly principal and interest payments would be;
239 payments of $1,938.25 at an interest rate of 7.000%,
1 payment of $1,936.91 at an interest rate of 7.000%.

At 7.000% interest rate, and APR of 7.229% monthly principal and interest payments would be;
359 payments of $1,663.26 interest rate of 7.000%,
1 payment of $1,658.73 at an interest rate of 7.000%.